Safe Debt Worksheet

Before starting down the road to borrowing money, your ministry leadership needs to consider how much debt is safe to take on. Ministry Partners’ experience tells us that certain financial ratios indicate a healthy level of debt. In the end, these ratios are designed to help you make a realistic assessment of your borrowing capability. By staying within these guidelines, you can be more certain of your ministry’s ability to move forward with your mission and not be burdened by excessive debt service requirements.

Excel Spreadsheet Download the Safe Debt Worksheet (Excel XLSX)